3 Best VPN for Banking in 2022: How to Safely Access Online Banking

Last Updated: August 23, 2022
In this article, we promise to recommend a few VPN servers that offer excellent security and adhere to their promise of protecting your online data by using robust encryption protocols.
Best VPN for Banking
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In a hurry?
The best VPN for Banking in 2022, as found in our independent testing, is NordVPN!


In this article, we will talk about the best VPN for banking.

A VPN helps to keep your details safe and secure.

Whether it is your employees’ salary or your hard-earned money, you will need a good and secure VPN for banking.

Using a VPN is important because your data and personal details can easily be captured by hackers while using any free Wifi connection in a restaurant or café.

A VPN will encrypt your data using different protocols and encryption methods so that your data does not leak through the internet servers.

However, you must use a proper VPN for this job. Numerous VPNs promise top-notch security but fail to deliver on their promise.

In this article, we promise to recommend a few VPN servers that offer excellent security and adhere to their promise of protecting your online data by using robust encryption protocols.

These VPNs were all tested by us first for several days.

Now that we are satisfied with its performance, we have decided to recommend one of the best VPN for banking to you so that you may enjoy a worry-free banking experience.

Best VPN for Banking 2022

Without a VPN, your bank account is more likely to be compromised.

A VPN encrypts your data so that third-party organizations or hackers cannot hack your bank account details, transaction details, and other sensitive data.

Using a VPN for banking is critical in 2022 when hacking has become so prominent.

In today’s article, we will recommend three VPN services that we believe to be exemplary for having an excellent VPN for banking.

The VPN services are as follows:

  1. NordVPN – 🏆 Winner!
  2. Surfshark
  3. Atlas VPN

All these VPNs are top-notch when it comes to protecting your data and providing you with a hassle-free banking experience.

There are reasons why we recommend these VPNs for banking and not other VPN services.

Let us look at the details for each VPN service to learn more about them.

1. NordVPN

NordVPN

In our research for the best VPN for banking, we looked at NordVPN and tried to analyze whether it met our standards for a robust VPN service.

For an excellent banking VPN, you must have several established servers worldwide, efficient security features that work regardless of the situation, and live chat support to get in touch with the operator in case you face any issues.

We discovered that NordVPN incorporates all of these services in its subscription package. You can avail these VPN services for 24 months for a price of $3.99.

However, if you do not want to commit for an extended period of time and want the flexibility of availing of a subscription plan that is not this extensive, you can always enroll in NordVPN’s 12 months plan for a price of $4.99.

This is the most practical subscription plan offered by NordVPN.

Moving on, before we get into the security features offered by NordVPN, let us look at the servers it has established worldwide and how those servers can help you with your online banking.

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NordVPN has more than 5,300 servers worldwide in 60 different countries. These servers allow you to unblock restricted content in your and other regions.

The benefit of having so many servers worldwide is that you can easily choose any IP address you want. Suppose a banking application does not work in your location.

In that case, you can easily select a different IP address to fool the application into believing that you are logging in from a different location.

Moreover, if you are going to indulge yourself in online banking, you are going to need proper speed as well.

We say this because transactions can either fail or be temporarily postponed if you do not have enough speed to complete them.

Thankfully, while using NordVPN, you should not have any such issues.

Due to its extensive servers, you can be sure to be connected with a VPN server that is close to your location.

This will guarantee faster and better internet speed because you are close to the server.

Similarly, NordVPN offers you 85 Mbps of average speed, which is more than enough for all your online banking transactions.

Additionally, fast-speed internet sometimes makes you susceptible to data leaks. However, NordVPN makes sure that it has this factor under control.

It incorporates IKEv6 and WebRTC protocols to manage data leaks. Our tests revealed that our IP address and data remained safe when NordVPN functioned at its highest speed.  

If you want to relax and take a break from banking, you can unlock Netflix, Disney Plus, Amazon Prime Video, and other streaming services using this VPN.

NordVPN can unblock more than 21 libraries for Netflix that will keep you entertained throughout your travels.

Moving on, let us now step into the pool of security features this premium VPN offers.

For starters, NordVPN offers you a Tor Anonymity network that acts as an ad blocker and a server that NordVPN connects you with before connecting you to the internet.

This means you get extra security and encryption for your data before it can access the internet, making it more resilient to hackers and malicious websites.

Similarly, NordVPN has another feature that they refer to as Double VPN.

This feature does exactly what it says; it connects you with two different VPN servers before establishing your connection with the internet.

Like the Tor Anonymity Network, Double VPN encrypts your data and ensures that it is not susceptible to hackers and other organizations.

If you are wondering about the accessibility of your location, NordVPN gives you a Static IP feature and a multi-hop feature to minimize this concern.

A static IP allows you to connect to the same IP address every time you connect with the VPN.

This can be very useful if your banking application is restricted in your location, and you do not want to risk selecting a new location every time.

You can simply choose one location where the application is accessible and use that location every time for your transactions without having to pick it up repeatedly.

A multi-hop feature, however, is a little different.

This feature is dedicated to protecting your IP address from either being discovered or tracked by government organizations.

It hops your location from one server to another so that your IP address remains hidden and inaccessible to hackers and other parties.

NordVPN has an Obfuscated server as well. This is a new feature that NordVPN has recently incorporated, and it is a fascinating feature.

An Obfuscated feature allows you to use a VPN in countries and regions where VPN services are either blocked or restricted.

This feature spoofs your location and makes it appear like you are accessing the VPN from a different location.

This feature can be handy if you often travel to high censorship countries.

We highly recommend NordVPN, and we believe it will serve you as one of the best VPN for banking.

Now, let us look at another VPN service that is just as good as NordVPN!

2. Surfshark

Surfshark

Surfshark is located in the British Virgin Islands and has grown to become one of the most-liked VPN by VPN users.

Perhaps because it offers unlimited simultaneous connections on a single subscription plan so that your entire family can connect to it.

Similarly, it allows multiple devices to connect to its services, such as Linux, Mac OS, Windows, Android, IOS, etc.

Surfshark is a very user-friendly and customer-oriented VPN.

It has fantastic security features like a kill switch, Static IP, Split tunneling, and DNS server to keep your data protected and secure, but the customer service aspect is where it really shines.

However, that being said, in our tests, we did not find any security breach using this VPN. The kill switch worked perfectly well.

When we tried connecting to two VPN services, the kill switch immediately sprung into action and terminated our connection with the internet.

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Similarly, while making full use of Surfshark’s 41 Mbps of average speed, we noticed there were no data leaks at all.

Thanks to its IPv6 leak protection, WebRTC, and DNS servers, none of our private and sensitive data bled through the servers.

Also, these protocols offer high encryption and solid protection from hackers and malicious organizations.

You can freely use your banking application without worrying about hackers hacking your account.

It also has a self-hosted DNS server which provides more security and encryption for your data.

With that, Surfshark has a no-logs policy that guarantees that your bank account details and transaction details are safe with you; Surfshark does not record any of your sensitive information.

Moreover, let us now talk about its customer service, since that is the aspect where it shines the most, and that is why so many VPN users prefer to use Surfshark as their primary VPN service.

For a price of $2.30 every month, you get all these premium features for 24 months if you decide to opt for their most-extended plan.

Surfshark’s strategy here is to impress its users with premium security features while offering them an excellent user experience via their live chat support system.

This system will get you answers to all your problems in a matter of ten minutes. Our tests found this live chat support system to be very effective and efficient.

Surfshark wants to attract more customers and offer a better experience than other VPNs in the market.

It is willing to make significant changes and incorporate new tactics into its services. This ability to grow and change makes Surfshark an excellent VPN for its price.

We chose Surfshark as one of the best VPNs for banking because it offers all the necessary security features for online banking and robust security.

We believe that this VPN will serve you well in all aspects. Give it a shot, and you will know!

3. Atlas VPN

Atlas VPN

Atlas VPN is the best VPN you will find in the current VPN market in terms of being budget-friendly while offering excellent security features and speed.

It asks for only $1.99 monthly if you sign up for its 3 years subscription plan.

If you want to try out the VPN before committing to it for an extended period, you have the choice of subscribing to its 1-year plan, which will cost you a nominal fee of $3.29 every month.

Not bad, considering you are getting premium features and functionality in return.

However, if you want to try out the VPN without any strings attached, you can download the free version of Atlas VPN from the play store or the apple store.

Remember, this will only allow you to access a few key features this VPN service offers.

However, you will get a fair idea of how well the VPN works, making you want to become a paid subscriber.

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  • Atlas VPN is the best free VPN
  • Privacy Pro servers
  • 750 servers in 40+ locations
  • Unlimited simultaneous device connections
  • Great for: people seeking a freemium VPN
  • Compatible with: Windows, MacOS, Android, iPhone & iOS, Android TV, Fire TV Stick

Right off the bat, you get IKEv2 and WireGuard protection for your data and online banking.

These protocols guarantee that your personal information and sensitive data are encrypted and inaccessible to malicious organizations and hackers trying to steal your information.

Similarly, Atlas VPN has a kill switch and a fantastic no-logs policy.

This will give you the peace of mind you need while using a VPN, knowing that none of your data is recorded by the VPN provider so that other organizations can leverage it.

Atlas VPN also has a Safe Browser feature that acts as an ad blocker that prevents viruses from infecting your device.

Speaking of devices, Atlas VPN supports Linux, Windows, Mac OS, IOS, Android, and other devices.

This is useful because you get unlimited simultaneous connections with Atlas VPN, which you can use on your separate devices.

The Windows client for Atlas VPN is impressive and is just as good as any other premium VPN service. This was very impressive to us, considering the price point of this VPN.

Moreover, like NordVPN, Atlas VPN provides an Obfuscation feature to its users.

With that, you get added multi-hop and split tunneling features, which can be very useful if you want to play high-intense online games.

This reminds us that the speed on Atlas VPN is one of its best qualities. Atlas VPN markets itself as a fast VPN service, which we found to be very accurate in our tests.

Atlas VPN offers faster internet speed than most VPNs in the market, and it offers good technical security features to protect you from data leaks.

All in all, Atlas VPN is an excellent VPN provider that provides many security features, incredible speed, and great functionality for less than $2 a month.

Get this VPN now, and you won’t regret it!

How to Safely Access Online Banking with a Secure VPN.

Wondering how to use a VPN for banking?

Don’t worry. It is not as hard as it seems.

Simply follow the steps below for a simple guide to using a VPN for banking.

  • Select a VPN from the three VPNs mentioned above.
  • Go to their official website and subscribe to their subscription plans.
  • After that, download the application on your intended device and log in using your registered credentials.
  • Choose any location of your choice.

Once you have followed these steps, you will be notified that you have made a secure connection.

This means that you are connected with the VPN server and are now untraceable on the internet.

FAQs

Is Using a VPN Useful?

Yes, a VPN is useful if you want to access blocked websites or applications. A VPN will help you to unblock this content from anywhere in the world.

However, you will need a VPN with unblocking capabilities. The VPNs mentioned in the list above all have this capability.

How Good Is a Free VPN?

A free VPN service is not that good, nor is it efficient. It does not have unblocking capabilities, nor does it have enough security features to guarantee the safety of your data.

We always recommend using a paid VPN for your banking purposes, as using a free VPN is very risky.

They can easily leak your data to other organizations or hackers, putting your hard-earned money on risk.

Which Is the Best VPN for Banking?

We believe that the VPNs mentioned in this list are some of the best VPNs for banking.

They provide excellent security, good price points, robust customer service, and internet speed.

In Summary, the best VPNs in 2022 are;

Conclusion

We hope this article has helped you choose the best VPN for banking. The VPNs recommended by us will serve you very well on your journey.

👉 Get NordVPN’s FREE Trial

Give them a try, and you will not regret it, we are confident about it.

You are always welcomed to save this article if you want to refer to it in the future!

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Written by Trevor Cooke

The only safe internet is a private internet. You’ll see me at parties talking about cybersecurity, privacy, and VPNs. Yes, I’m that guy.
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