Best Crypto Credit Cards

7 Best Crypto Credit Cards & Debit Cards in 2024 (NEW Reviews)

Published on: June 4, 2023
Last Updated: June 4, 2023

7 Best Crypto Credit Cards & Debit Cards in 2024 (NEW Reviews)

Published on: June 4, 2023
Last Updated: June 4, 2023

In a hurry?
The best crypto credit card in 2024, as found in our independent testing, is Coinbase Visa!

Are you trying to find the best crypto credit card, or perhaps, the best Bitcoin debit card?

As you are probably aware, cryptocurrencies are pretty popular these days.

They offer a revolutionary way of thinking about money, and they have completely transformed how we do business.

With so many cryptocurrency exchanges and trading platforms out there, investing in cryptocurrency has never been easier.

You can also make the most of portfolio trackers to keep track of your trades, and hopefully, see that they are offering a higher return on your initial investment.

However, what if you want to spend your cryptocurrency?

Up until really recently, this was a problem. This is where cryptocurrency credit cards come in.

Crypto debit cards can allow you to use your crypto like normal currency, and they come with a number of different advantages that conventional credit cards can’t offer you.

In this article, we’re going to discuss the best crypto credit cards in 2024 based on benefits, features, and drawbacks, and we are also going to give you a bit of advice on finding the right crypto credit or debit card for your needs.

Let’s do it.

Best Crypto Credit Cards 2024

Here’s a quick look at the best crypto credit cards and debit cards.

  1. Coinbase Visa – 🏆 Winner!
  2. Gemini Crypto Credit Card
  4. BlockFi Rewards
  5. TenX Visa Card
  6. Swipe Visa Card
  7. Embily Crypto Card

1. Coinbase Visa

Coinbase Visa

Coinbase’s Visa Crypto debit card is definitely the best crypto card out there for multiple wallet selection.

It is a really good card if you plan on spending your cryptocurrency investments, and you can use it at any merchant that accepts visa, and you can also withdraw cash from an ATM.

You can link this card up directly with your Coinbase account, which means that managing your transactions and spending your money is really easy.

You can also pay with contactless payment, get cash out from an ATM and pay using cryptocurrency anywhere that visa is accepted, making them a great choice for people that want to be able to use their crypto on a day-to-day basis.

The fact that your crypto credit card is connected to your Coinbase account makes it really easy to track and spend, and their two-step verification process offers extra security.

You can also choose which cryptocurrency wallet you want to use for your spending, whether this is Ethereum, Bitcoin, or another wallet, and you can also log into your Coinbase account, and see your transaction details, as well as spending summaries.

2. Gemini Crypto Credit Card

Gemini Crypto Credit Card

Gemini is another popular crypto debit card that is a good choice for anybody who is looking for a way to spend their crypto.

There are more than 50 cryptocurrency coins available to use with this card, and you can use it at any merchant that accepts visa, and any ATM.

You can also earn rewards that are instantly going to be credited to your Gemini account, so that you can use these to purchase more cryptocurrency, or even for withdrawals from the ATM.

If you want to earn more Bitcoin rewards these guys are a really good choice. The fact that they don’t charge their clients an annual fee means that you can save money on card costs.

They also don’t have any foreign transaction fees, which means that you can save money when traveling, and they add your cryptocurrency rewards to your Gemini account straight away.

This crypto debit card is potentially one of the easiest to use and comes with some really great benefits.

3. is another really good choice as a crypto debit card that is really good for instant cryptocurrency rewards.

It lets you top up your card with a number of different currencies, including Bitcoin, Litecoin, Ethereum, and more.

You can also use other kinds of cryptocurrency debit cards, and traditional bank transfer to top up your card with these guys.

They pay out their rewards in Cronos, which is’s native coin.

With rewards that will come up instantly on your account, you can make the most of spending these rewards without any delay.

They also have a competitive rewards rate for both Fiat and crypto exchange fees.

One thing that we love the most about this crypto debit card is that they have priority customer service, so you can make the most of friendly, fast service when you need it.

4. BlockFi Rewards

BlockFi Rewards

BlockFi Rewards is another crypto debit card, which is a visa credit card and it’s good for cryptocurrency enthusiasts that also want to be able to get something in return.

They have a rewards system, which allows for 1.5% cash back on all of your purchases. During the first three months, this is going to be 3.5%.

Before you apply for this crypto debit card, you just need to make sure whether this card is going to affect your credit score, which is a feature that not many cryptocurrency credit cards offer.

You can do this directly through their website.

With no annual fees or foreign transaction fees involved, this card is great value for money, especially when it comes to the rewards that you’re going to get.

You can get as much as 2% back in cryptocurrency when you spend more than $50,000 annually.

You can even earn extra rewards for referrals, and there are a number of different ways to earn more with this crypto debit card.

5. TenX Visa Card

TenX Visa Card

TenX is another visa crypto credit card that gives you freedom to use Ethereum, Bitcoin, or another type of cryptocurrency wherever visa is accepted.

If you want instant cryptocurrency to cash conversion, then this is a great choice as a crypto debit card.

You can also avoid having to pay costly exchange rates, because you can pay in the currency of the country that you are traveling in.

You can also make the most of visa 3D secure technology when you are shopping online, so that you don’t have to worry about your personal information being stolen.

Card security operates 24/7, which means that you are constantly being protected against fraud, and you can use this crypto debit card in any country that has the appropriate currency.

They’re going to send you real-time notifications so that you can stay updated on your spending, and convert your crypto to cash straight away as needed.

This crypto credit card is great for offering complete control and security over your card.

6. Swipe Visa Card

Swipe Visa Card

Swipe is another excellent choice as a crypto debit card that is really good for virtual cryptocurrency cards.

This means that you can get both a virtual and a physical card, so all you need to do is choose the option that is going to suit your needs the best.

The virtual card is of course really good for online shopping, while the physical card is of course going to be ideal for purchases in-store.

They have compliance that is strictly enforced so that you can make sure that all of your transactions are always secure and safe.

These guys are a great choice if you want to use your cryptocurrency every day and you can also access your favorite payment providers, including Apple Pay, Google Pay, Samsung pay, and more.

This crypto credit card is good for businesses that want to start the process of accepting cryptocurrencies, and even build a user experience around them.

These guys also offer their clients customized settings, so that you can enjoy the experience that you’re looking for.

7. Embily Crypto Card

Embily Crypto Card

Embily is really good if you’re looking for a crypto debit card that is simple, yet effective. If you want a straightforward and convenient experience, then go for these guys.

All you’ll need to do is top up your card with the cryptocurrency of your choice, and you’re good to go.

You can also get a competitive exchange rate when converting your cryptocurrency to cash, and you can use your card anywhere that visa is accepted.

With this Bitcoin card, you are completely in control of your personal finance, which is great for those that want to be able to keep on top of their spending.

You can also manage as many as five cards with this account, which is really good if you have separate cards for different reasons.

They are also teasing upcoming features as well, which means that their developers are always thinking about what’s ahead.

Another advantage to this crypto card is that they are an American bank partner, which means that you are definitely going to have a good experience.

They also offer free and faster delivery, so you can start using it pretty soon after you apply, and they have online support that is available 24/7, in case you need any assistance.

What is a Crypto Credit Card?

A crypto credit card is just like any other credit card, but they let you spend your crypto, as opposed to traditional currency.

This can be a good choice if you’re wanting to use a cryptocurrency in everyday life, because cryptocurrency credit cards are now accepted at the majority of retailers that accept visa.

Additionally, with so many of these cards offering reward programs you can earn extra rewards when you use a crypto debit card.

They operate in pretty much the same way as a conventional credit card. You will need to load your card with the cryptocurrency that you want to spend.

What are the Advantages of a Crypto Debit Card?

There are a number of different advantages to using one of the best crypto debit cards. Let’s check them out.

You Can Use it Every Day

One of the biggest advantages to a crypto debit card is that you can use it just like a regular credit card, because these days, most retailers accept it, as long as they accept visa.

This makes it really easy for you to use your crypto for everyday transactions, like gas or groceries.

They’re Ideal for Travel Rewards

Another big advantage to a crypto debit card is that they are really good for travel.

Because visa backs the majority of crypto credit cards, they are accepted by millions of merchants around the world.

Also, you can save money when using your card overseas, with no foreign transaction fees.

Rewards Include Spend Bonuses

A cryptocurrency rewards credit card is a good way to earn extra rewards when you use it. Most cards offer spend bonuses, so that you can earn your rewards really quickly.

They Offer Protection Against Fraud

Because most crypto credit cards come with fraud protection, you can feel confident that your transactions are always protected.

This means that you are never going to be left out of pocket if somebody is trying to use your card without your permission.

Things to Think About When Using a Crypto Debit Card

We think that a crypto debit card is a really good way to spend your assets, but at the end of the day, not every crypto debit card is created equally.

Here are a number of things you need to think about to make a final decision.

Card Security

Obviously, one of the most important factors here is protecting your digital assets, which is why you need to make sure that the crypto debit card you go for has really good security features.

You’ll need to find a card that has features like pin protection, mobile notifications when you make a purchase, and fraud protection.

This is going to help you keep your assets secure and safe.

Number of Credit Card Rewards

Crypto debit cards that offer rewards a lot of the time offer really good incentives for those that use them, but of course, some are going to be better than others.

Make sure that you compare the rewards that are offered by different crypto credit cards, so that you can find the one that is going to suit your needs the best.

Bank Account Transfers

Crypto credit cards tend to function similarly to regular credit cards. The biggest difference is that they are linked to your cryptocurrency holdings, as opposed to your bank account.

However, some cards are going to make it easy to transfer conventional currency to the bank account that you have chosen.

Annual Fee

Not all crypto debit cards are going to charge you an annual fee, but some of them definitely will.

Make sure that you compare these fees, so you can find the one that is going to suit your needs the best.

They might not seem like much, but these annual fees can add up if you don’t use your crypto debit card too often.

Foreign Transaction Fees

If you plan on taking your crypto debit card overseas, you need to make sure that you know how much you’re going to be charged for foreign transactions.

A lot of crypto debit cards are going to charge a fee for every purchase that is made in a foreign currency.

Just like annual fees, these are going to quickly add up, so you’ll need to choose a card that isn’t going to charge you fees like this.

Signature Credit Card

Some crypto debit cards are going to come with a signature, while some aren’t. A signature credit card is going to require you to sign your card once you get it.

This is just an added layer of security, and is good for protecting yourself, as well as your assets.

Credit Card Design

Another thing that you might want to consider when choosing a crypto debit card is the design of the card.

There are some crypto credit cards out there that let you design what the card looks like yourself, while there are others that choose this for you.

Eligible Purchases

You’ll need to make sure that you know which purchases are eligible on the debit card that you have chosen to work with.

Some cards are going to let you use your points for a number of different purchases, while others are going to restrict certain kinds of spending.

You need to make sure that you know what’s allowed and what’s not before you sign up for a crypto debit card.

Card Ownership

Some crypto debit cards are going to support multiple users, while others have been created for just one person to use them.

If you are looking for a crypto debit card that you can share with friends or family, you need to make sure that you choose one that is going to support multiple credit card holders.

Otherwise, you might run into issues when trying to use your card.


The best crypto credit cards are going to come with a sign-up bonus, as well as other incentives. This could be access to Amazon, Spotify, Netflix, and more.


What is a Stablecoin?

A stable coin is a cryptocurrency that has been designed to maintain a stable value.

This makes them ideal to use as a currency, because you can avoid wild fluctuations that are seen a lot of the time in the world of cryptocurrency.

Stable coins are typically associated with the US dollar, and they are a good choice if you’re looking to avoid the volatility of the cryptocurrency market.

What is Statement Credit?

Statement credit is the kind of credit that some credit card companies offer their clients.

This lets you use your card to pay for purchases, and then the credit card company is going to refund you that money.

This is a good way to save money especially when it comes to bigger purchases.

What are Exchange Fees?

Exchange fees are a kind of fee that some cryptocurrency exchanges out there charge. This fee is going to be charged when you sell or purchase cryptocurrencies on an exchange.

Generally speaking, it is a percentage of the total transaction amount. It is going to be in addition to the fees that the credit card company charges you.

This is why you need to make sure that you factor this into your overall cost when you are using a crypto debit card.

What’s the Difference Between a Crypto Credit Card and a Prepaid Debit Card

A prepaid debit card is a debit card that lets you load it with funds. You can transfer your money from a bank account, or you can use another prepaid debit card.

Generally speaking, these cards are accepted at more merchants than normal debit cards.

A crypto debit card is developed to work with cryptocurrencies, as well as traditional currencies.

But this being said, a lot of crypto credit cards might offer features that are typically only found in prepaid options.

Final Thoughts

So, there you have it, the best crypto credit cards and best Bitcoin debit cards in 2024.

Not all of them are going to suit exactly what you need, but we believe that all of them are great options that are definitely worth your time.

Just as a disclaimer, remember that what we have talked about above is not financial advice.

Make sure that you do your research on your end about the crypto debit card company you want to work with before you make your decision.

If you do have any questions, then don’t hesitate to get in touch with a financial advisor.

Each crypto credit card and debit card that we have reviewed in this article today comes with its advantages and disadvantages so ultimately you have to decide what’s going to suit your needs best.

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Written by Thomas McGovern

Thomas McGovern is a highly experienced blockchain and cryptography expert with over a decade of experience in the field. He has worked on numerous projects involving blockchain technology, including the development of decentralized applications and the implementation of secure cryptographic protocols. McGovern’s expertise in this area is complemented by his academic background; he holds a master’s degree in Mathematics, with a focus on cryptography and number theory.